Smart business decisions often involve financing either a single company vehicle or an entire fleet.
Rather than burdening cash flow and locking up valuable capital in vehicles, opt for a more strategic approach by spreading the cost over time. Pay for the vehicles as you use them, allowing them to generate profits for your business. Enjoy the flexibility of selecting from purchase or lease options and harness the tax benefits offered by electric cars. Additionally, you can free up liquid cash from existing vehicles you own. Whichever path you decide, business car finance puts you in control, giving you the power to drive your business forward with confidence.
Safeguard your business's cash flow by opting for a smarter approach to acquiring new or used vehicles. Spread the cost over time, enabling you to utilize the vehicle(s) as you make payments. With a modest deposit, you can repay the remaining balance through equal monthly installments. No need to fret about fluctuating interest rates, hidden costs, or mileage charges. With Hire Purchase (HP), your payments remain fixed throughout the loan term, and once you make the last payment, you become the proud owner of the vehicle(s) outright. Enjoy peace of mind and complete control over your business's transportation needs with HP financing.
Benefit from low monthly payments and maximum contract flexibility. Lease used or new vehicles and reclaim up to 100% of the VAT charged on your monthly payments – including maintenance, mileage, and service costs. Choose to buy the vehicle(s) at the end of the contract, opt for an operating agreement that could pay you back a surplus, or simply rent the vehicle(s) on long-term hire and hand them back at contract end.
Discover the benefits of budget-friendly monthly payments and unmatched contract flexibility. Whether you prefer new or used vehicles, leasing grants you the opportunity to reclaim up to 100% of the VAT charged on your monthly payments, which also covers maintenance, mileage, and service costs. As the contract draws to a close, multiple options await you: purchase the vehicle(s), consider an operating agreement that may provide a surplus reimbursement, or opt for long-term hire and return the vehicle(s) at the contract's end. Embrace the freedom to customize your vehicle leasing arrangement according to your business needs and preferences.
Effortlessly manage the lump sum payment at the end of an HP with balloon purchase scheme, without impacting your cash flow. Retain the vehicle and gradually repay the lump sum over time. Alternatively, opt for van refinance to secure a more favorable interest rate from another lender, or sell the van to generate liquid cash and then rent the vehicle back. The choice is yours, and with these flexible options, you can navigate your vehicle financing needs with ease.
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A dedicated funding manager will help find a tailored solution to your needs
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Owl Finance is fully authorised and regulated by the Financial Conduct Authority
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Owl Finance's technology paired with our funding managers networks means you'll have access to deals only available through us
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Get funding fast - we can help you get finance in as little as 48 hours